Storing physical gold safely

Owning physical gold raises a practical question: where to keep it. Home storage offers instant access but exposes the owner to theft and may not be fully insured.

Bank safe-deposit boxes are inexpensive, but contents are usually not insured by the bank and access is limited to business hours.

Professional depositories offer segregated or allocated storage, full insurance and regular audits, for an annual fee often tied to the value stored.

Whatever you choose, keep records of serial numbers and receipts, and confirm the insurance terms in writing.